Disclaimer and Terms of Use

Welcome to the official website of Compass Asset Management SA (“Compass”), a wealth management company based in Switzerland. Compass is authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA) to conduct financial activities, including individual portfolio management, investment advisory, collective investment management, and proprietary securities trading.
The information available on this website is provided for informational purposes only. Access to the products and services described herein may be subject to restrictions for certain users or jurisdictions.

By using this website, the user confirms that they have read, understood, and fully accepted these Terms of Use, together with Compass’s Privacy Policy and Cookie Policy. Users who do not agree with these terms are requested not to use the website.

Access and Use of the Website

Access to Compass’s website is permitted exclusively for personal and informational purposes. Any use of the site must comply with these Terms of Use and all applicable laws.
Any improper, unlawful, or unauthorised use of the site— including attempts to breach its security or to use its contents for purposes other than personal information — is strictly prohibited.

Consulting the website and its contents does not in any way create a contractual relationship, professional advisory relationship, or client relationship between the user and Compass.

In case of misuse (e.g., improper use of information or services), Compass reserves the right to suspend or revoke the user’s access to the website.

Geographical Restrictions

The information contained on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction where such distribution or use would violate local laws or regulations, or would require authorisations that have not been obtained.

It is the user’s responsibility to ensure that access to the site complies with the laws and regulations of their country of residence.
Where legal restrictions apply, such persons must not access or use the website.

No Offer, Recommendation, or Advice

All information, documents, and opinions published on Compass’s website are provided solely for general informational purposes. They do not constitute an offer, solicitation, recommendation, or invitation to buy or sell financial instruments or other investment products, nor do they constitute legal, tax, financial, or investment advice.

The contents of the site must not be regarded as personalised advice and should not be used as the sole basis for financial or other decisions. Users should always consult qualified professionals (such as financial, legal, or tax advisors) before making decisions based on information obtained from this website.

Limitation of Liability

Compass strives to keep the content of its website accurate and up to date; however, Compass makes no representations or warranties regarding the accuracy, completeness, or timeliness of the information provided.
The site and its contents are supplied “as is”.

Compass does not guarantee continuous or uninterrupted access to the site, nor that any defects will be corrected promptly. While reasonable security measures are applied, Compass cannot guarantee that the site is free from viruses, malware, or harmful components.

To the fullest extent permitted by law, Compass disclaims any liability for losses or damages — direct or indirect — arising from access to, use of, or reliance upon the information provided on the website. This includes, but is not limited to, financial losses, loss of profits, business interruption, data loss, or other consequential damages. Use of the website is at the user’s sole risk.

Intellectual Property Rights

All content published on this website (texts, trademarks, logos, graphics, images, software, etc.) is the property of Compass or its licensors and is protected by applicable copyright, trademark, patent, and intellectual property laws.

Users may view, print, or download content solely for personal, non-commercial use.

Any reproduction, distribution, transmission, modification, copying, retransmission, or use of the site’s content for commercial or public purposes is strictly prohibited without Compass’s prior written authorisation. Access to or downloading of content does not transfer any intellectual property rights to the user. All rights not expressly granted are reserved.

Protection of Personal Data

Protecting user privacy and personal data is a priority for Compass. Personal data collected through this website is processed in accordance with our Privacy Policy, drafted pursuant to the Swiss Federal Act on Data Protection (FADP) and, where applicable, the EU General Data Protection Regulation (GDPR).

Compass processes personal data lawfully, fairly, and transparently, strictly for the purposes stated and with appropriate security measures.

Under applicable data protection laws, users have the right to access their personal data, request rectification or updates, obtain deletion where appropriate, and exercise additional rights (such as objecting to processing or requesting data portability, within legal limits).
Details on the types of data collected, the processing methods, and user rights are available in the Privacy Policy on this website.

Cookies and Online Tracking

This website uses cookies and online tracking technologies to ensure proper functionality, enhance browsing experience, analyse traffic, and — where required — provide personalised content and targeted advertising.

Cookies may be first-party or third-party, and fall into categories such as strictly-necessary/technical, functional, analytical, and marketing/profiling cookies.

Compass manages cookies in compliance with applicable Swiss and, where relevant, EU regulations. Users may be asked to provide consent for non-essential cookies via the cookie banner or browser settings.

Users may modify or withdraw their cookie preferences at any time through their browser settings or via the cookie management tools provided on the site.

By continuing to browse the site without changing settings (or after clicking “Accept”), the user consents to the use of cookies as described. For details, refer to the Compass Cookie Policy.

Changes to the Terms

Compass reserves the right to modify or update this disclaimer, the Terms of Use, and related notices (Privacy Policy and Cookie Policy) at any time and at its sole discretion.
Any material changes will be published on this website and become effective immediately unless otherwise stated.

Users are responsible for regularly reviewing this page and related policy pages to stay informed about updates. Continuing to use the site after such changes constitutes acceptance of the revised Terms.

Applicable Law and Jurisdiction

Use of this website, as well as any relationship arising between users and Compass through the site or its contents, is governed by Swiss law, without prejudice to mandatory rules of other jurisdictions where applicable.

Any dispute relating to these Terms of Use or the use of the website shall be subject to the exclusive jurisdiction of the courts of Lugano, Switzerland, without prejudice to Compass’s right to initiate proceedings in another competent jurisdiction if necessary to protect its interests.

This disclaimer has been drafted in English in a clear and concise manner to ensure accessibility for a non-specialised audience. Nevertheless, it remains a legal document. For specific questions or interpretative concerns, users are encouraged to contact Compass or seek advice from a qualified legal professional.